Yesterday I went back down to Winston-Salem to have my prescribed ultra sound done. You'll recall that my doctor there couldn't complete the endometrial biopsy and wanted to make verify the findings of my original ultra sound before having me go through the procedure under anesthesia.
The doctor scheduled it through the hospital she's affiliated with...the one next door. I just assumed that since she was in my network, the hospital was too. I didn't verify the fact at check in because...well quite frankly...I had to go to the bathroom so bad all I wanted was to get back there and get the procedure over with. Big mistake. It turns out the hospital is not in my plan and I'm going to have to pay for the whole she-bang.
When speaking to my insurance provider, I asked how my in-network doctor was supposed to practice medicine on me if the facility she works out of isn't covered. It doesn't make sense, but that's the way it is. My doctor did say she'd write a letter to the insurer and plead my case. We'll see what comes of that, but I'm not holding my breath. Instead, I'm trying to guess what an ultra sound costs and trying to rationalize that had I been paying the premiums for the super-duper plan I used to have, I'd probably have paid for it and then some. Of course, that thought is immediately followed by the thought that I should have had it done in Florida.
I go back to the doctor tomorrow to find out the results. If they indicate that the biopsy needs to be done, I guess I'll be asking if it can wait. If it can't, I guess I'll ask for a referral to another OB/GYN in my plan up here...if I can find one. If it can't wait and there isn't another doctor, then a trip to Florida may be in the cards.
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